Mortgages

At Red Mortgages, we understand that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we’re here to guide you through the process and help you find the right mortgage to suit your unique needs and budget. 

First Time Buyers

If you’re a first-time buyer, the process of applying for a mortgage can be overwhelming. At Red Mortgages, we specialise in helping first-time buyers navigate the complicated world of home ownership. Our team of experienced brokers will work with you to find the right mortgage options, and will guide you through the application process from start to finish.

Moving Home

If you’re looking to move home, our team can also help you find the right mortgage options. We can help you find a mortgage that will allow you to move into your dream home and make the process as smooth as possible. We will also guide you through the remortgage process to ensure you are getting the most suitable deal.

Buy to Let

If you’re interested in purchasing a property as an investment, we also provide buy to let mortgage options. We can help you find a mortgage that will allow you to purchase a property to rent out to tenants, and will guide you through the process of becoming a landlord. We will also provide guidance on how to make the most of your investment.

Some forms of buy to let mortgages are not regulated by the Financial Conduct Authority.

Options for those over 55

For those over 55, we offer equity release lifetime mortgages as an option. These are a specific type of mortgage that allows homeowners to release cash from the equity in their home without having to move out. Our team of experienced brokers will work with you to find the most suitable equity release lifetime mortgage options and guide you through the process. We may also be able to help you look into Retirement mortgages available on the market, depending on your needs. 

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

At Red Mortgages, we’re committed to helping you find the right mortgage options to suit your unique needs and budget. Contact us today to schedule a consultation and let us help you achieve your dream of homeownership.